:root{--ink:#12263F;--blue:#1F55E0;--blue-hover:#1844B8;--green:#0B7A53;--green-soft:#E3F5EC;--yellow:#FFD35C;--ground:#F5F7FB;--pale:#EEF3FF;--line:#E3E8F0;--muted:#4F6073}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--ground);color:var(--ink);font-family:'Plus Jakarta Sans',system-ui,-apple-system,Segoe UI,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--blue)}
h1,h2,h3{margin:0;color:var(--ink);font-weight:800;letter-spacing:-.02em;line-height:1.15}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}

.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;height:68px;flex-wrap:nowrap}
.brand{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:1.2rem;color:var(--ink);text-decoration:none;letter-spacing:-.02em;white-space:nowrap}
.brand-mark{width:30px;height:30px;border-radius:9px;background:var(--blue);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:.95rem;font-weight:800}
.nav-links{display:flex;align-items:center;gap:22px}
.nav-links a{color:var(--muted);text-decoration:none;font-size:.92rem;font-weight:600;white-space:nowrap}
.nav-links a:hover{color:var(--ink)}
.nav-actions{display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:#fff!important;padding:11px 20px;border-radius:12px;font-weight:700;font-size:.92rem;text-decoration:none;white-space:nowrap;border:1px solid var(--blue);transition:background .15s ease,transform .15s ease}
.btn:hover{background:var(--blue-hover);transform:translateY(-1px)}
.btn-ghost{background:#fff;color:var(--ink)!important;border-color:var(--line)}
.btn-ghost:hover{background:var(--pale);border-color:#BFCCE6}
.btn-yellow{background:var(--yellow);border-color:var(--yellow);color:var(--ink)!important}
.btn-yellow:hover{background:#FFE07F}

.hero{background:var(--pale);padding:72px 0 64px;border-bottom:1px solid var(--line)}
.eyebrow{display:block;font-size:.74rem;font-weight:800;text-transform:uppercase;letter-spacing:.09em;color:var(--blue);margin-bottom:12px}
.hero h1{font-size:clamp(2.1rem,5vw,3.3rem);max-width:760px}
.hero h1 span{color:var(--green)}
.hero p.lead{font-size:1.1rem;color:var(--muted);max-width:640px;margin:20px 0 0}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:36px;max-width:780px}
.stat{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px}
.stat b{display:block;font-size:1.35rem;letter-spacing:-.02em}
.stat span{font-size:.84rem;color:var(--muted)}

section.block{padding:60px 0;border-bottom:1px solid var(--line);background:#fff}
section.block.alt{background:var(--ground)}
.block h2{font-size:clamp(1.55rem,3vw,2.05rem);margin-bottom:14px}
.block p{color:var(--muted);max-width:720px;margin:0 0 14px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;position:relative;overflow:hidden;box-shadow:0 10px 26px -20px rgba(18,38,63,.35)}
.card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--blue)}
.card:nth-child(3n+2)::before{background:var(--yellow)}
.card:nth-child(3n)::before{background:var(--green)}
.card h3{font-size:1.04rem;margin-bottom:6px}
.card p{font-size:.92rem;margin:0}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.facts{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 10px 26px -20px rgba(18,38,63,.35)}
.facts p{font-size:.92rem}

.cta{background:var(--ink);border-radius:24px;padding:48px 28px;text-align:center;color:#fff;margin:56px 0}
.cta h2{color:#fff;font-size:clamp(1.55rem,3vw,2.05rem)}
.cta p{color:rgba(255,255,255,.75);max-width:520px;margin:12px auto 24px}

/* legal pages (terms, privacy) */
.doc{padding:48px 0 24px;background:#fff}
.doc .wrap{max-width:780px}
.doc h1{font-size:clamp(1.9rem,4vw,2.5rem);margin-bottom:8px}
.doc h2{font-size:1.3rem;margin:32px 0 8px}
.doc p,.doc li{color:var(--muted)}
.doc .updated{font-size:.88rem;color:var(--muted)}

footer{background:var(--ink);color:rgba(255,255,255,.75);padding:34px 0}
footer .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
footer .brand{color:#fff}
footer nav{display:flex;gap:18px;flex-wrap:wrap}
footer a{color:rgba(255,255,255,.75);text-decoration:none;font-size:.85rem}
footer a:hover{color:#fff}
footer small{font-size:.8rem}

@media(max-width:800px){
  .grid{grid-template-columns:1fr}
  .two-col{grid-template-columns:1fr;gap:24px}
  .stats{grid-template-columns:1fr}
  .nav-links{display:none}
  .hero{padding:52px 0 44px}
}
@media(max-width:480px){
  .brand{font-size:1.05rem}
  .brand-mark{width:26px;height:26px}
  .nav .btn{padding:9px 14px;font-size:.86rem}
  .nav-actions .btn-ghost{padding:9px 12px}
}

/* legal pages: page heading band and lists */
.doc-head{background:var(--pale);border-bottom:1px solid var(--line);padding:44px 0 34px}
.doc-head .wrap{max-width:780px}
.doc-head h1{font-size:clamp(1.9rem,4vw,2.5rem);margin-bottom:6px}
.doc-head .updated{margin:0;font-size:.9rem;color:var(--muted)}
.doc{padding:40px 0 56px}
.doc ul{padding-left:1.25rem;margin:0 0 14px}
.doc li{margin-bottom:6px}
.doc h2:first-child{margin-top:0}
.doc a{word-break:break-word}